A professional mortgage advisor will have a deep knowledge of market trends and will be able to provide you with the information needed to make an informed decision for your family. For example, until March of this year, the UK government ran an affordable housing scheme called the Help to Buy equity loan, which stopped receiving applications on the 31st of October 2022. People wishing to take advantage of other types of affordable housing programmes will need to undertake thorough research, and here the services of a mortgage advice firm can be invaluable.