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First of all, the services offered by brokers are reasonably priced so you do not have to worry about paying a significant amount of money should you choose to hire one. Experienced brokers bring many things to the table: • They can help you find suitable home listings that are within your price range • They communicate with lenders on a regular basis and they know the programs they have, thus helping you identify a loan that best suits your needs. • Some of the types of loans they have access to are not available to consumers who shop for a loan on their own. They can gather and manage essential paperwork, thus enabling you to save time.