Many people have the necessary funds for renovations, and postponing them is never a solution as it can easily lead to even higher costs. What can you do if you find yourself in such a situation? The simplest way not to postpone repairs is to apply for a loan. A renovation one is a credit like any other, which you can get quickly, even online. You can turn to several banks in Singapore to obtain a loan that allows you to renovate your apartment or house. But there are other loans you can get.