People should consider these types of things and get informed as well as possible. There are all sorts of rules that come with these rules that beneficiaries need to respect, and those that you can choose to apply for that fund. For example, if you decide that the beneficiary cannot get access to his fund until he turns 20, he will not be able to. These are things written in the contract and must be respected. Another important thing people need to know about funds is that there are different ones, and a trust company can tell you all about them.