Nowadays, a debt consolidation plan from a money lender is what you need to become financially free. In contrast to the exorbitant rates you are likely paying on other loans and credit cards, they swoop in and provide you with a somewhat more reasonable rate. As a result, instead of paying the bare minimum and letting interest accrue like a bad habit, a more significant portion of your income goes toward paying down the debt. Instead of feeling trapped in a never-ending cycle of debt, it is as if you are finally making progress, escaping your financial burdensome routine.